@jeanniec57 Thank you, Jeannie - such a nice compliment. This is so easy to do. For something like this I edit my photo in Topaz Studio - which is free. I generally go to "Textures" and choose a preset from there - it's fun to go through them and see all of the different effects on my original image. I sometimes tweak the preset a bit. That's it!
I love what you're doing with these tulips - fabulous processing (and fun to spend time like that in winter) - I try Topaz occasionally, but never turns out like this :) Love the background and reflections.