I decided to grab a quick shot as this couple walked out onto the jetty. I was waiting to catch some splashing waves and didn't expect to get both in one shot. They got a little damp and beat a hasty retreat.
Better on black if you have the time.
Excellent timing, a true 'decisive moment' photo. The black and white treatment is very appropriate for a blustery winter day. The skier is nicely framed also. Well done.