I had a nice flower-in-a-vase-on-the-mantel photo, but the events of the day took a turn for the worse after that.
Clare went to her weekly Cursillo meeting in Murphysboro, parked across the street from the church, went into the rectory, then the sound came, “C-R-A-S-H”! Her not-quite-a-year old vehicle is undriveable and the driver who crashed into her *parked* car is uninsured. The other driver's policy lapsed about a month ago (violating state law for all the good that does us), so we're out our deductible of half-a-grand and aligning schedules indefinitely to share one car…
The reflection off the side of the car is the red-brick church; the rectory lies behind the black, iron fence. Really, God; here?
Update: $7,242.20 is the insurance company's assessment.
Update after all repairs: A $6,500 supplement was submitted by the body shop. All told, more than $14,000 of damage…
Retired economics professor (“dismal scientist”). Married 40+ years to the love of my life; we have two grown daughters, both married, two granddaughters and a...
@cohare She’s angry and frustrated — and doesn’t like driving my car, but nobody does! — but her car was parked and she wasn’t in the vehicle. So the other driver had a stationary “target”…
@michelleyoung Alas, you're exactly right, Michelle: this is going to be a nightmare. Sigh. @angievega Yep. No-insurance was probably a money-saver, so I don't expect to see our $500 deductible as the no-insurance fine is $2K.
@jbritt Our own policy will pay, less our $500 deductible. We could pursue the other driver in civil court, but our time and legal fees would probably be more than the $500 we'd be pursuing. We've had close calls with deer at night, so we're trying to look at this as a sort of "urban deer" incident...
oh geez... so very sorry to hear and see this!!! I completely understand!!! At least she wasn't in the vehicle tho when it was hit!!! That seriously sucks tho about the uninsured jerk!!!
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@angievega Yep. No-insurance was probably a money-saver, so I don't expect to see our $500 deductible as the no-insurance fine is $2K.