So I decided to have a play with a image I took at one of the local beaches where we often have some surfers a few weeks back when it was quite a dark day.
Here is my result - 'One last surf'.
The main image of the beach, island, clouds and surfer etc. are all as seen by myself (although I darkened the background slightly) then I added the lightning as the composite element to give the shot a sense of the dramatic/atmospheric.