10/1/2020: Finished year 7 (!), with continuing gratitude towards this amazing community. Based in St. Louis, MO. Regular worker-bee and self-taught photography dilettante....
@pistache Well, I took her out of a stock photo. After I cut her out (which was the laborious part), I save the file as a PNG (that is... file_name.png). That way, I never have to cut her out again. :) The only reason I do this is because the other downloadable files are in the png format. The item is all by itself, so it is really easy to use in PS later... no cutting it out prior to using it.